(STL.News) Nobody wants to sit down with a stack of moving paperwork while a half-packed house surrounds them, so most people sign wherever the pen points and hope it all goes fine. That holds up until something goes wrong, and then every answer you need is in the pages you didn’t read, including how high the price can go, what the company owes you for a broken table, and how long you have to say anything about it. There are only five documents that matter here; none of them are long, and twenty minutes with each one is a
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